{"id":307,"date":"2026-01-16T09:05:36","date_gmt":"2026-01-16T09:05:36","guid":{"rendered":"https:\/\/homevybz.com\/auto-quote-compares\/?page_id=307"},"modified":"2026-01-16T09:19:30","modified_gmt":"2026-01-16T09:19:30","slug":"terms-conditions","status":"publish","type":"page","link":"https:\/\/homevybz.com\/auto-quote-compares\/terms-conditions\/","title":{"rendered":"Terms &#038; Conditions"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"307\" class=\"elementor elementor-307\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ecd7b13 e-con-full e-flex e-con e-parent\" data-id=\"ecd7b13\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1da28c5 e-con-full e-flex e-con e-child\" data-id=\"1da28c5\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4a2ad11 elementor-widget elementor-widget-image\" data-id=\"4a2ad11\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"300\" height=\"60\" src=\"https:\/\/homevybz.com\/auto-quote-compares\/wp-content\/uploads\/sites\/4\/2026\/01\/Untitled-design-4-300x60.png\" class=\"attachment-medium size-medium wp-image-210\" alt=\"\" srcset=\"https:\/\/homevybz.com\/auto-quote-compares\/wp-content\/uploads\/sites\/4\/2026\/01\/Untitled-design-4-300x60.png 300w, https:\/\/homevybz.com\/auto-quote-compares\/wp-content\/uploads\/sites\/4\/2026\/01\/Untitled-design-4.png 600w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2420395f e-flex e-con-boxed e-con e-parent\" data-id=\"2420395f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-19c068ae elementor-widget elementor-widget-text-editor\" data-id=\"19c068ae\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h1 style=\"text-align: justify;\" data-start=\"2942\" data-end=\"2967\">Acceptance of Terms<\/h1><p style=\"text-align: justify;\" data-start=\"2968\" data-end=\"3047\">By accessing or using AutoQuoteCompares, you agree to these Terms &amp; Conditions<\/p><h2 style=\"text-align: justify;\" data-start=\"3054\" data-end=\"3083\">Description of Services<\/h2><p style=\"text-align: justify;\" data-start=\"3084\" data-end=\"3355\">AutoQuoteCompares is <strong data-start=\"3105\" data-end=\"3133\">not an insurance company<\/strong> and does not provide insurance quotes or policies directly.<br data-start=\"3193\" data-end=\"3196\" \/>We operate as a <strong data-start=\"3212\" data-end=\"3252\">lead generation and referral service<\/strong>, connecting consumers with licensed auto insurance providers who may offer quotes or coverage options.<\/p><h3 style=\"text-align: justify;\" data-start=\"3362\" data-end=\"3380\">No Guarantee<\/h3><p style=\"text-align: justify;\" data-start=\"3381\" data-end=\"3418\">AutoQuoteCompares does not guarantee:<\/p><ul style=\"text-align: justify;\" data-start=\"3420\" data-end=\"3489\"><li data-start=\"3420\" data-end=\"3442\"><p data-start=\"3422\" data-end=\"3442\">Insurance approval<\/p><\/li><li data-start=\"3443\" data-end=\"3468\"><p data-start=\"3445\" data-end=\"3468\">Coverage availability<\/p><\/li><li data-start=\"3469\" data-end=\"3489\"><p data-start=\"3471\" data-end=\"3489\">Pricing or rates<\/p><\/li><\/ul><p style=\"text-align: justify;\" data-start=\"3491\" data-end=\"3556\">All insurance decisions are made solely by third-party providers.<\/p><h3 style=\"text-align: justify;\" data-start=\"3563\" data-end=\"3590\">User Responsibilities<\/h3><p style=\"text-align: justify;\" data-start=\"3591\" data-end=\"3689\">You agree to provide accurate, current, and truthful information when using our website and forms.<\/p><h3 style=\"text-align: justify;\" data-start=\"3696\" data-end=\"3727\">Third-Party Relationships<\/h3><p style=\"text-align: justify;\" data-start=\"3728\" data-end=\"3931\">AutoQuoteCompares may receive compensation from insurance providers or marketing partners for consumer referrals.<br data-start=\"3841\" data-end=\"3844\" \/>We are not responsible for the products, services, or actions of third-party providers.<\/p><h3 style=\"text-align: justify;\" data-start=\"3938\" data-end=\"3965\">Intellectual Property<\/h3><p style=\"text-align: justify;\" data-start=\"3966\" data-end=\"4104\">All content, trademarks, and design elements on this website are the property of AutoQuoteCompares and may not be used without permission.<\/p><h3 style=\"text-align: justify;\" data-start=\"4111\" data-end=\"4140\">Limitation of Liability<\/h3><p style=\"text-align: justify;\" data-start=\"4141\" data-end=\"4208\">AutoQuoteCompares shall not be liable for any damages arising from:<\/p><ul style=\"text-align: justify;\" data-start=\"4210\" data-end=\"4323\"><li data-start=\"4210\" data-end=\"4233\"><p data-start=\"4212\" data-end=\"4233\">Use of this website<\/p><\/li><li data-start=\"4234\" data-end=\"4277\"><p data-start=\"4236\" data-end=\"4277\">Communications with insurance providers<\/p><\/li><li data-start=\"4278\" data-end=\"4323\"><p data-start=\"4280\" data-end=\"4323\">Insurance decisions made by third parties<\/p><\/li><\/ul><h3 style=\"text-align: justify;\" data-start=\"4330\" data-end=\"4349\">Governing Law<\/h3><p style=\"text-align: justify;\" data-start=\"4350\" data-end=\"4412\">These Terms &amp; Conditions are governed by applicable U.S. laws.<\/p><h3 style=\"text-align: justify;\" data-start=\"4419\" data-end=\"4441\">Changes to Terms<\/h3><p style=\"text-align: justify;\" data-start=\"4442\" data-end=\"4562\">We reserve the right to update these Terms at any time. Continued use of the site constitutes acceptance of any changes.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a1e361e e-con-full e-flex e-con e-parent\" data-id=\"a1e361e\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-c342f0c e-con-full e-flex e-con e-child\" data-id=\"c342f0c\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-229b285 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"229b285\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p class=\"elLtWrapped\" style=\"text-align: center; font-size: 17px; color: #ffffff;\">COPYRIGHT \u00a9 2026 AUTOQUOTECOMPARES.COM<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9e9ea7b e-con-full e-flex e-con e-parent\" data-id=\"9e9ea7b\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-5f56b36 e-con-full e-flex e-con e-child\" data-id=\"5f56b36\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1b466c6 elementor-widget elementor-widget-text-editor\" data-id=\"1b466c6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p class=\"elLtWrapped\" style=\"text-align: center;\" data-start=\"203\" data-end=\"738\"><span class=\"elLtWrapped\">AutoQuoteCompares.com is not an insurance broker or insurance company and does not provide insurance advice. We connect users with licensed insurance providers and partners. Submitting information does not guarantee coverage, approval, or specific rates. Insurance availabi<\/span>lity, pricing, and terms vary by provider, location, and individual factors. We may receive referral compensation, which can affect which offers are shown. Not all insurers or policies are represented. For policy details, contact the insurance provider directly.<\/p><p class=\"elLtWrapped\" style=\"text-align: center;\" data-start=\"740\" data-end=\"879\"><em data-start=\"740\" data-end=\"879\">Insurance rates and savings vary. The average auto insurance cost of $89\/month is based on the NAIC 2020\u20132021 Auto Insurance Database Report.<\/em><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Acceptance of Terms By accessing or using AutoQuoteCompares, you agree to these Terms &amp; Conditions Description of Services AutoQuoteCompares is not an insurance company and does not provide insurance quotes or policies directly.We operate as a lead generation and referral service, connecting consumers with licensed auto insurance providers who may offer quotes or coverage options. 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